Sign-up offer from J.P. Morgan - 10,000 Avios

J.P. Morgan Personal Investing (the rebranded Nutmeg, since November 2025) is offering 10,000 Avios to new clients who invest £500 by 31 July 2026 and keep at least £500 invested until 1 February 2027. The Avios will be credited within 55 days of the holding period ending — around late March 2027.

This is double the usual 5,000 Avios offer. Avios at a working valuation of 1.0–1.2p means the bonus is worth around £100–£120 for tying up £500 for eight months.

Note transfer of an existing product from an existing provider does not count unfortunately.

Keep at least £500 invested from 1 August 2026 to 1 February 2027. Your Avios will then be awarded within 55 days of the end of the investment period

If your £500 portfolio balance falls to £480 due to its investment performance, JPM still treat you as eligible. You only lose the offer entitlement if you actively touch the account — by withdrawing, transferring it away, or closing it.

A genuinely good offer at twice the usual rate. If it suits your situation, this may be worthwhile. If not, the Avios are not enough to justify the admin and complexity.

Offer ends 31 July 2026.

Capital at risk. The value of investments can go down as well as up, and you may get back less than you invest. Relevant tax rules apply and may change in future.

RewardGoose is not authorised or regulated by the Financial Conduct Authority. This article is editorial and does not constitute financial or investment advice. You should do your own research and consider regulated advice before making any investment decision.